| AFRICA |
| Ethiopia |
| Best Integrated Consumer Banking Site |
Dashen Bank |
| Best Online Product Offerings |
Dashen Bank |
| Best Bill Payment and Presentment |
Dashen Bank |
| Best User Experience (UX) Design |
Dashen Bank |
| Best Mobile Banking App |
Dashen Bank |
| Best Mobile Banking Adaptive Site |
Dashen Bank |
| Best Information Security and Fraud Management |
Dashen Bank |
| Best Social Media Marketing and Services |
Dashen Bank |
| Best in Lending |
Dashen Bank |
| Best in Innovation |
Dashen Bank |
| Best Open Banking APIs |
Dashen Bank |
| Best in Transformation |
Dashen Bank |
| South Africa |
| Best User Experience (UX) Design |
First National Bank |
| Best Mobile Banking App |
First National Bank |
| Best Information Security and Fraud Management |
First National Bank |
| Best in Transformation |
First National Bank |
| Tanzania |
| Best Mobile Banking App |
CRDB Bank |
| ASIA-PACIFIC |
| Bangladesh |
| Best Mobile Banking App |
Mutual Trust Bank |
| Best in Innovation |
Mutual Trust Bank |
| Best Open Banking APIs |
Mutual Trust Bank |
| China |
| Best Online Product Offerings |
Bank of East Asia |
| Best User Experience (UX) Design |
Bank of East Asia |
| Best Mobile Banking App |
Bank of China (Hong Kong) |
| Best in Innovation |
Bank of East Asia |
| Indonesia |
| Best Mobile Banking App |
PT Bank UOB Indonesia |
| Best Social Media Marketing and Services |
PT Bank UOB Indonesia |
| Japan |
| Best in Innovation |
Rakuten Bank |
| Malaysia |
| Best Online Product Offerings |
Maybank |
| Best Mobile Banking App |
United Overseas Bank |
| Mongolia |
| Best in Innovation |
Golomt Bank |
| Philippines |
| Best Mobile Banking App |
Maya |
| Singapore |
| Best Integrated Consumer Banking Site |
DBS |
| Best Online Product Offerings |
Maybank |
| Best User Experience (UX) Design |
DBS |
| Best Mobile Banking App |
DBS |
| Best Mobile Banking Adaptive Site |
DBS |
| Best in Innovation |
UOB TMRW |
| Sri Lanka |
| Best Integrated Consumer Banking Site |
HSBC |
| Best Online Product Offerings |
Commercial Bank of Ceylon |
| Best User Experience (UX) Design |
HSBC |
| Best Mobile Banking App |
HSBC |
| Best Information Security and Fraud Management |
HSBC |
| Taiwan |
| Best Integrated Consumer Banking Site |
CTBC |
| Best Online Product Offerings |
Taiwan Business Bank (TBB) |
| Best Bill Payment and Presentment |
CTBC |
| Best User Experience (UX) Design |
Cathay United Bank |
| Best Mobile Banking App |
Taiwan Business Bank (TBB) |
| Best Information Security and Fraud Management |
Taipei Fubon Bank |
| Best Open Banking APIs |
CTBC |
| Best in Transformation |
Taiwan Business Bank (TBB) |
| Thailand |
| Best Online Product Offerings |
Siam Commercial Bank |
| Best in Lending |
Siam Commercial Bank |
| Vietnam |
| Best Mobile Banking App |
Techcombank |
| Central & Eastern Europe |
| Albania |
| Best in Transformation |
Raiffeisen Bank Albania |
| Armenia |
| Best Online Product Offerings |
Ameriabank |
| Best Mobile Banking App |
Evocabank |
| Best Information Security and Fraud Management |
Ameriabank |
| Best Social Media Marketing and Services |
Evocabank |
| Best in Lending |
Ameriabank |
| Best in Innovation |
Ameriabank |
| Best in Transformation |
Ameriabank |
| Belarus |
| Best Integrated Consumer Banking Site |
Priorbank |
| Best Mobile Banking App |
Priorbank |
| Best Social Media Marketing and Services |
Priorbank |
| Best in Innovation |
Priorbank |
| Best Open Banking APIs |
Priorbank |
| Bosnia and Herzegovina |
| Best in Transformation |
Raiffeisen Bank dd Sarajevo |
| Bulgaria |
| Best Mobile Banking App |
UBB |
| Georgia |
| Best Integrated Consumer Banking Site |
Bank of Georgia |
| Best Online Product Offerings |
Bank of Georgia |
| Best Bill Payment and Presentment |
Bank of Georgia |
| Best User Experience (UX) Design |
Bank of Georgia |
| Best Mobile Banking App |
Bank of Georgia |
| Best Mobile Banking Adaptive Site |
Bank of Georgia |
| Best Information Security and Fraud Management |
Bank of Georgia |
| Best Social Media Marketing and Services |
Bank of Georgia |
| Best in Lending |
Bank of Georgia |
| Best in Innovation |
Bank of Georgia |
| Best Open Banking APIs |
Bank of Georgia |
| Best in Transformation |
Bank of Georgia |
| Hungary |
| Best Integrated Consumer Banking Site |
OTP Bank |
| Best Online Product Offerings |
OTP Bank |
| Best User Experience (UX) Design |
OTP Bank |
| Best Mobile Banking App |
Granit Bank |
| Best Mobile Banking Adaptive Site |
Granit Bank |
| Best Information Security and Fraud Management |
OTP Bank |
| Best Social Media Marketing and Services |
Granit Bank |
| Best in Lending |
OTP Bank |
| Best in Innovation |
OTP Bank |
| Best Open Banking APIs |
OTP Bank |
| Best in Transformation |
OTP Bank |
| Kosovo |
| Best in Transformation |
Raiffeisen Bank Kosovo |
| Poland |
| Best Online Product Offerings |
Bank Millennium |
| Best User Experience (UX) Design |
Bank Millennium |
| Best Mobile Banking App |
Bank Millennium |
| Best Information Security and Fraud Management |
Bank Millennium |
| Best in Lending |
Bank Millennium |
| Best in Innovation |
Nest Bank |
| Best in Transformation |
Bank Millennium |
| Serbia |
| Best Online Product Offerings |
Raiffeisen Banka |
| Best Mobile Banking App |
Raiffeisen Banka |
| Best in Innovation |
Raiffeisen Banka |
| Slovakia |
| Best Integrated Consumer Banking Site |
Tatra banka |
| Best Online Product Offerings |
Tatra banka |
| Best User Experience (UX) Design |
Tatra banka |
| Best Mobile Banking App |
Tatra banka |
| Best Mobile Banking Adaptive Site |
Tatra banka |
| Best in Innovation |
Tatra banka |
| Best Open Banking APIs |
Tatra banka |
| LATIN AMERICA |
| Argentina |
| Best Integrated Consumer Banking Site |
Banco Santander |
| Best Online Product Offerings |
Banco Santander |
| Best Bill Payment and Presentment |
Banco Santander |
| Best User Experience (UX) Design |
Banco Santander |
| Best Mobile Banking App |
Banco Santander |
| Best Mobile Banking Adaptive Site |
Banco Santander |
| Best Information Security and Fraud Management |
Banco Santander |
| Best Social Media Marketing and Services |
Banco Santander |
| Best in Lending |
Banco Santander |
| Best in Innovation |
Banco Santander |
| Best Open Banking APIs |
Banco Santander |
| Best in Transformation |
Banco Santander |
| Bahamas |
| Best Mobile Banking App |
Scotiabank |
| Barbados |
| Best Online Product Offerings |
Sagicor Bank Barbados |
| Best Bill Payment and Presentment |
Sagicor Bank Barbados |
| Best User Experience (UX) Design |
Sagicor Bank Barbados |
| Best Mobile Banking App |
Scotiabank |
| Best Information Security and Fraud Management |
Sagicor Bank Barbados |
| Best Social Media Marketing and Services |
Sagicor Bank Barbados |
| Best in Lending |
Sagicor Bank Barbados |
| Best in Innovation |
Sagicor Bank Barbados |
| Brazil |
| Best Mobile Banking App |
Mercado Pago |
| Best in Lending |
Mercado Pago |
| Cayman Islands |
| Best Mobile Banking App |
Scotiabank |
| Chile |
| Best Integrated Consumer Banking Site |
Banco Bci |
| Best User Experience (UX) Design |
Banco Bci |
| Best Mobile Banking App |
Banco Bci |
| Best Social Media Marketing and Services |
Banco Bci |
| Colombia |
| Best Integrated Consumer Banking Site |
Bancolombia |
| Best Online Product Offerings |
Bancolombia |
| Best Bill Payment and Presentment |
Bancolombia |
| Best User Experience (UX) Design |
Banco de Bogotá |
| Best Mobile Banking App |
Banco de Bogotá |
| Best Mobile Banking Adaptive Site |
Bancolombia |
| Best Information Security and Fraud Management |
Bancolombia |
| Best Social Media Marketing and Services |
Banco de Bogotá |
| Best in Lending |
Banco de Bogotá |
| Best in Innovation |
Bancolombia |
| Best in Transformation |
Bancolombia |
| Dominican Republic |
| Best User Experience (UX) Design |
Qik Banco Digital Dominicano |
| Best Mobile Banking App |
Banco Popular Dominicano |
| Best Social Media Marketing and Services |
Qik Banco Digital Dominicano |
| Best in Lending |
Qik Banco Digital Dominicano |
| Guyana |
| Best Mobile Banking App |
Scotiabank |
| Jamaica |
| Best Mobile Banking App |
Scotiabank |
| Mexico |
| Best Online Product Offerings |
Citibanamex |
| Best Bill Payment and Presentment |
Citibanamex |
| Best User Experience (UX) Design |
Citibanamex |
| Best Mobile Banking App |
Citibanamex |
| Best Mobile Banking Adaptive Site |
Citibanamex |
| Best in Lending |
Citibanamex |
| Best in Innovation |
Citibanamex |
| Best Open Banking APIs |
Citibanamex |
| Best in Transformation |
Citibanamex |
| Paraguay |
| Best Integrated Consumer Banking Site |
Itaú Unibanco |
| Best Bill Payment and Presentment |
Itaú Unibanco |
| Best Mobile Banking App |
Itaú Unibanco |
| Best Mobile Banking Adaptive Site |
Itaú Unibanco |
| Best in Lending |
Itaú Unibanco |
| Best in Innovation |
Itaú Unibanco |
| Puerto Rico |
| Best Integrated Consumer Banking Site |
Banco Popular de Puerto Rico |
| Best Mobile Banking App |
Banco Popular de Puerto Rico |
| Best Mobile Banking Adaptive Site |
Banco Popular de Puerto Rico |
| Best Social Media Marketing and Service |
Banco Popular de Puerto Rico |
| Trinidad and Tobago |
| Best Mobile Banking App |
Scotiabank |
| Turks and Caicos |
| Best Mobile Banking App |
Scotiabank |
| Uruguay |
| Best Integrated Consumer Banking Site |
Banco Itaú Uruguay |
| Best Online Product Offerings |
Banco Itaú Uruguay |
| Best Bill Payment and Presentment |
Banco Itaú Uruguay |
| Best User Experience (UX) Design |
Scotiabank |
| Best Mobile Banking App |
Banco Itaú Uruguay |
| Best Information Security and Fraud Management |
Scotiabank |
| Best in Innovation |
Banco Itaú Uruguay |
| Best in Transformation |
Scotiabank |
| MIDDLE EAST |
| Bahrain |
| Best Online Product Offerings |
Ahli United Bank |
| Best User Experience (UX) Design |
ila Bank |
| Best Mobile Banking App |
Ahli United Bank |
| Best Social Media Marketing and Services |
ila Bank |
| Best in Innovation |
ila Bank |
| Best Open Banking APIs |
ila Bank |
| Best in Transformation |
ila Bank |
| Egypt |
| Best Online Product Offerings |
Abu Dhabi Commercial Bank – Egypt |
| Best Mobile Banking App |
National Bank of Egypt |
| Best Information Security and Fraud Management |
Abu Dhabi Commercial Bank – Egypt |
| Best in Transformation |
Abu Dhabi Commercial Bank – Egypt |
| Jordan |
| Best Integrated Consumer Banking Site |
Arab Bank |
| Best Online Product Offerings |
Arab Bank |
| Best Bill Payment and Presentment |
Arab Bank |
| Best User Experience (UX) Design |
Arab Bank |
| Best Mobile Banking App |
Arab Bank |
| Best Mobile Banking Adaptive Site |
Arab Bank |
| Best Information Security and Fraud Management |
Bank al Etihad |
| Best Social Media Marketing and Services |
Arab Bank |
| Best in Lending |
Arab Bank |
| Best in Innovation |
Arab Bank |
| Best Open Banking APIs |
Arab Bank |
| Best in Transformation |
Bank al Etihad |
| Kuwait |
| Best Online Product Offerings |
NBK |
| Best Bill Payment and Presentment |
NBK |
| Best User Experience (UX) Design |
Al Ahli Bank (ABK) |
| Best Mobile Banking App |
NBK |
| Best Mobile Banking Adaptive Site |
Al Ahli Bank (ABK) |
| Best Information Security and Fraud Management |
Weyay Bank |
| Best Social Media Marketing and Services |
Gulf Bank |
| Best in Lending |
NBK |
| Best in Innovation |
NBK |
| Best in Transformation |
Al Ahli Bank (ABK) |
| Oman |
| Best Mobile Banking App |
Bank Muscat |
| Qatar |
| Best Online Product Offerings |
Qatar Islamic Bank |
| Best Bill Payment and Presentment |
Doha Bank |
| Best User Experience (UX) Design |
Qatar Islamic Bank |
| Best Mobile Banking App |
Commercial Bank of Qatar |
| Best Information Security and Fraud Management |
Qatar Islamic Bank |
| Best Social Media Marketing and Services |
Qatar Islamic Bank |
| Best in Lending |
Qatar Islamic Bank |
| Best in Innovation |
Dukhan Bank |
| Best in Transformation |
Doha Bank |
| Saudi Arabia |
| Best Integrated Consumer Banking Site |
Saudi National Bank (SNB) |
| Best Online Product Offerings |
Saudi National Bank (SNB) |
| Best Bill Payment and Presentment |
SAB (Saudi Awwal Bank) |
| Best User Experience (UX) Design |
Saudi National Bank (SNB) |
| Best Mobile Banking App |
SAB (Saudi Awwal Bank) |
| Best Mobile Banking Adaptive Site |
SAB (Saudi Awwal Bank) |
| Best Information Security and Fraud Management |
Saudi National Bank (SNB) |
| Best Social Media Marketing and Services |
SAB (Saudi Awwal Bank) |
| Best in Lending |
Saudi National Bank (SNB) |
| Best in Innovation |
Saudi National Bank (SNB) |
| Best Open Banking APIs |
Alinma Bank |
| Best in Transformation |
Alinma Bank |
| United Arab Emirates |
| Best User Experience (UX) Design |
First Abu Dhabi Bank (FAB) |
| Best Mobile Banking App |
HSBC |
| Best in Innovation |
First Abu Dhabi Bank (FAB) |
| Best in Transformation |
First Abu Dhabi Bank (FAB) |
| NORTH AMERICA |
| Canada |
| Best Integrated Consumer Banking Site |
TD Bank |
| Best Online Product Offerings |
CIBC |
| Best Bill Payment and Presentment |
TD Bank |
| Best User Experience (UX) Design |
CIBC |
| Best Mobile Banking App |
BMO |
| Best Mobile Banking Adaptive Site |
CIBC |
| Best Information Security and Fraud Management |
TD Bank |
| Best Social Media Marketing and Services |
CIBC |
| Best in Lending |
TD Bank |
| Best in Innovation |
TD Bank |
| Best Open Banking APIs |
TD Bank |
| Best in Transformation |
TD Bank |
| United States |
| Best Integrated Consumer Banking Site |
Bank of America |
| Best Online Product Offerings |
Bank of America |
| Best User Experience (UX) Design |
Bank of America |
| Best Mobile Banking App |
Bank of America |
| Best in Innovation |
Bank of America |
| WESTERN EUROPE |
| Cyprus |
| Best Integrated Consumer Banking Site |
Astrobank |
| Best Online Product Offerings |
Bank of Cyprus |
| Best Mobile Banking App |
Bank of Cyprus |
| Best Social Media Marketing and Services |
Bank of Cyprus |
| Best in Transformation |
Astrobank |
| Denmark |
| Best Integrated Consumer Banking Site |
Nordea |
| Best Online Product Offerings |
Nordea |
| Best User Experience (UX) Design |
Nordea |
| Best Mobile Banking App |
Nordea |
| Best in Transformation |
Nordea |
| Finland |
| Best Integrated Consumer Banking Site |
Nordea |
| Best Online Product Offerings |
Nordea |
| Best User Experience (UX) Design |
Nordea |
| Best Mobile Banking App |
Nordea |
| Best in Transformation |
Nordea |
| Greece |
| Best Online Product Offerings |
Eurobank |
| Best User Experience (UX) Design |
Eurobank |
| Best Mobile Banking App |
Eurobank |
| Best Social Media Marketing and Services |
Eurobank |
| Best in Innovation |
Eurobank |
| Best Open Banking APIs |
Eurobank |
| Best in Transformation |
Eurobank |
| Ireland |
| Best User Experience (UX) Design |
Bank of Ireland |
| Best in Innovation |
Bank of Ireland |
| Best in Transformation |
Bank of Ireland |
| Portugal |
| Best User Experience (UX) Design |
Millennium BCP |
| Best Mobile Banking App |
Caixa Geral de Depósitos (CGD) |
| Best Information Security and Fraud Management |
Millennium BCP |
| Best Social Media Marketing and Services |
Millennium BCP |
| Best in Lending |
Millennium BCP |
| Best in Innovation |
Millennium BCP |
| Best Open Banking APIs |
Millennium BCP |
| Best in Transformation |
Millennium BCP |
| Spain |
| Best Integrated Consumer Banking Site |
CaixaBank |
| Best Online Product Offerings |
CaixaBank |
| Best Bill Payment and Presentment |
CaixaBank |
| Best User Experience (UX) Design |
imagin (Caixa Bank Group) |
| Best Mobile Banking App |
Santander |
| Best Information Security and Fraud Management |
CaixaBank |
| Best Social Media Marketing and Services |
imagin (Caixa Bank Group) |
| Best in Lending |
CaixaBank |
| Best Open Banking APIs |
CaixaBank |
| Best in Transformation |
CaixaBank |
| Sweden |
| Best Integrated Consumer Banking Site |
Nordea |
| Best Online Product Offerings |
Nordea |
| Best User Experience (UX) Design |
Nordea |
| Best Mobile Banking App |
Swedbank |
| Best Information Security and Fraud Management |
Swedbank |
| Best in Transformation |
Nordea |
| Turkey |
| Best Integrated Consumer Banking Site |
Yapi Kredi Bank |
| Best Online Product Offerings |
Isbank |
| Best User Experience (UX) Design |
QNB Finansbank |
| Best Mobile Banking App |
Isbank |
| Best in Lending |
Isbank |
| Best in Innovation |
Yapi Kredi Bank |
| Best Open Banking APIs |
Isbank |
| Best in Transformation |
Isbank |
| United Kingdom |
| Best User Experience (UX) Design |
Coutts |
