{"id":1094,"date":"2024-11-15T07:43:51","date_gmt":"2024-11-15T07:43:51","guid":{"rendered":"https:\/\/sekmesreceptas.lt\/index.php\/2024\/11\/15\/nuo-masto-iki-vertes-kaip-ctbc-bankas-yra-novatoriskas-ai\/"},"modified":"2024-11-15T07:43:51","modified_gmt":"2024-11-15T07:43:51","slug":"nuo-masto-iki-vertes-kaip-ctbc-bankas-yra-novatoriskas-ai","status":"publish","type":"post","link":"https:\/\/sekmesreceptas.lt\/index.php\/2024\/11\/15\/nuo-masto-iki-vertes-kaip-ctbc-bankas-yra-novatoriskas-ai\/","title":{"rendered":"Nuo masto iki vert\u0117s: kaip CTBC bankas yra novatori\u0161kas AI"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div>\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\">\n<p>\n<iframe loading=\"lazy\" title=\"From Scale to Value: Interview with Friedman Wang, Head of Digital Technology Division, CTBC\" width=\"640\" height=\"360\" src=\"https:\/\/www.youtube.com\/embed\/LAAl_MQqEVY?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n<\/p>\n<\/figure>\n<p>Nuo 2018 m. dirbtinis intelektas yra labai svarbus CTBC skaitmeninei strategijai, kuri\u0105 palaiko vidin\u0117 mokslini\u0173 tyrim\u0173 ir pl\u0117tros laboratorija, turinti daugiau nei 200 duomen\u0173 ir \u012f AI orientuoti mokslininkai. \u0160i iniciatyva dabar apima daugiau nei 50 skyri\u0173 trijose pagrindin\u0117se verslo linijose. Gamindamas daugiau nei 100 aktyvi\u0173 dirbtinio intelekto taikom\u0173j\u0173 program\u0173, bankas pasiek\u0117 150\u00a0% AI naudojimo padid\u0117jim\u0105 per metus. Wang pabr\u0117\u017eia CTBC vizij\u0105: \u201eM\u016bs\u0173 tikslas yra i\u0161pl\u0117sti AI diegim\u0105 ir suteikti ap\u010diuopiamos naudos\u201c.<\/p>\n<p>CTBC siekia panaudoti GenAI ir tradicin\u012f AI, kad pagerint\u0173 savo individualizuot\u0105 bankininkyst\u0117s patirt\u012f ir skland\u017eiai teikt\u0173 naujos kartos banko paslaugas.<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Turinys:<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/sekmesreceptas.lt\/index.php\/2024\/11\/15\/nuo-masto-iki-vertes-kaip-ctbc-bankas-yra-novatoriskas-ai\/#Sukciavimo_prevencija_realiuoju_laiku_naudojant_AI\" >Suk\u010diavimo prevencija realiuoju laiku naudojant AI<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/sekmesreceptas.lt\/index.php\/2024\/11\/15\/nuo-masto-iki-vertes-kaip-ctbc-bankas-yra-novatoriskas-ai\/#Tvarus_dirbtinio_intelekto_vystymas\" >Tvarus dirbtinio intelekto vystymas<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/sekmesreceptas.lt\/index.php\/2024\/11\/15\/nuo-masto-iki-vertes-kaip-ctbc-bankas-yra-novatoriskas-ai\/#Duomenys_valdymas_talentai\" >Duomenys + valdymas + talentai<\/a><\/li><\/ul><\/nav><\/div>\n<h4 class=\"wp-block-heading\" id=\"h-real-time-fraud-prevention-with-ai\"><span class=\"ez-toc-section\" id=\"Sukciavimo_prevencija_realiuoju_laiku_naudojant_AI\"><\/span>Suk\u010diavimo prevencija realiuoju laiku naudojant AI<span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p>Suk\u010diavimas skaitmenin\u0117mis s\u0105skaitomis yra svarbi pasaulini\u0173 finansini\u0173 paslaug\u0173 problema, kuri kasmet did\u0117ja 45 proc. Naudodamas dirbtin\u012f intelekt\u0105, CTBC nepais\u0117 tendencijos: naujovi\u0161ka AI Skynet suk\u010diavimo aptikimo sistema 2024 m. suma\u017eino suk\u010diavim\u0105 kredito korteli\u0173 s\u0105skaitose 6 %. Wangas AI Skynet s\u0117km\u0119 sieja su jos tvirta technologija:<\/p>\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-1 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:99%\"><span class=\"wp-block-paragraph\"><\/p>\n<p style=\"font-size:20px\">\u201eKiekvienai operacijai AI modelis gali \u012fvertinti 100 000 suk\u010diavimo taisykli\u0173 per 30 milisekund\u017ei\u0173.<\/p>\n<p><\/span><\/div>\n<\/div>\n<p>Ateinan\u010diais metais CTBC planuoja i\u0161pl\u0117sti AI aptikim\u0105 realiuoju laiku ne tik kredito korteli\u0173 atveju, bet ir visas operacijas. Bankas taip pat bando programas, skirtas naudoti dirbtinio intelekto modelius kovos su pinig\u0173 plovimu sistemose, ir toliau bendradarbiaus su vyriausybe ir teis\u0117saugos institucijomis, siekdamas u\u017ekirsti keli\u0105 suk\u010diavimui visoje ekosistemoje.<\/p>\n<h4 class=\"wp-block-heading\" id=\"h-sustainable-ai-development\"><span class=\"ez-toc-section\" id=\"Tvarus_dirbtinio_intelekto_vystymas\"><\/span>Tvarus dirbtinio intelekto vystymas<span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p>Po daugelio met\u0173 bandym\u0173 CTBC nustat\u0117 \u0161e\u0161ias pagrindines technologijas, kuriomis grind\u017eiama j\u0173 skaitmenin\u0117 raida. Wang sak\u0117: \u201eKad b\u016bt\u0173 tvar\u016bs, dirbtinio intelekto pastangos turi b\u016bti sprend\u017eiamos \u0161iais i\u0161\u0161\u016bkiais: pajam\u0173 generavimas, proces\u0173 efektyvumas, OCR, skirta dokument\u0173 skaitmeninimui, tapatyb\u0117s patvirtinimas, \u012f\u017evalgos generavimas ir RegTech rizikos valdymui. Tai u\u017etikrina, kad sukursime geriausius naudojimo atvejus savo klientams ir verslui.<\/p>\n<p>B\u016bsimose naujov\u0117se bus naudojama OCR technologija sud\u0117tingiems dokumentams skaitmeninti ir pa\u017eangus veido atpa\u017einimas naudojant daugiar\u016b\u0161io patikrinimo technologij\u0105. CTBC naudoja tiek ma\u017emenin\u0117s, tiek \u012fmoni\u0173 bankininkyst\u0117s duomen\u0173 i\u0161teklius, teikdama gilesnes \u012f\u017evalgas visos \u012fmon\u0117s mastu.<\/p>\n<h4 class=\"wp-block-heading\" id=\"h-data-governance-talent\"><span class=\"ez-toc-section\" id=\"Duomenys_valdymas_talentai\"><\/span>Duomenys + valdymas + talentai<span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p>\u201eGenAI\u201c reikalauja daug duomen\u0173, ta\u010diau Wang paai\u0161kino: \u201eM\u016bs\u0173 klient\u0173 sandori\u0173 duomenys yra geri, bet j\u0173 nepakanka GenAI i\u0161pl\u0117sti. Siekdami suteikti vert\u0119, \u012f dirbtinio intelekto smegenis \u012ftraukiame savo patyrusi\u0173 vyresni\u0173j\u0173 bankinink\u0173 \u017einias ir \u012f\u017evalgas. Jis sako, kad CTBC duomen\u0173 centrui reikia \u201etinkamo valdymo ir tinkam\u0173 talent\u0173\u201c, kad s\u0117kmingai \u012fgyvendint\u0173 GenAI.<\/p>\n<figure class=\"wp-block-image aligncenter size-large is-resized\"><\/figure>\n<\/div>\n<p><br \/>\n<br \/><a href=\"https:\/\/gfmag.com\/technology\/from-scale-to-value-how-ctbc-bank-is-pioneering-ai\/\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Nuo 2018 m. dirbtinis intelektas yra labai svarbus CTBC skaitmeninei strategijai, kuri\u0105 palaiko vidin\u0117 mokslini\u0173 tyrim\u0173 ir pl\u0117tros laboratorija, turinti daugiau nei 200 duomen\u0173 ir \u012f AI orientuoti mokslininkai. \u0160i iniciatyva dabar apima daugiau nei 50 skyri\u0173 trijose pagrindin\u0117se verslo linijose. Gamindamas daugiau nei 100 aktyvi\u0173 dirbtinio intelekto taikom\u0173j\u0173 program\u0173, bankas pasiek\u0117 150\u00a0% AI naudojimo [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":1095,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[3],"tags":[982,2079,98,27,2077,2080,777,2078,56],"class_list":["post-1094","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finansai","tag-bankas","tag-ctbc","tag-iki","tag-kaip","tag-masto","tag-novatoriskas","tag-nuo","tag-vertes","tag-yra"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/sekmesreceptas.lt\/index.php\/wp-json\/wp\/v2\/posts\/1094","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sekmesreceptas.lt\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/sekmesreceptas.lt\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/sekmesreceptas.lt\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/sekmesreceptas.lt\/index.php\/wp-json\/wp\/v2\/comments?post=1094"}],"version-history":[{"count":0,"href":"https:\/\/sekmesreceptas.lt\/index.php\/wp-json\/wp\/v2\/posts\/1094\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/sekmesreceptas.lt\/index.php\/wp-json\/wp\/v2\/media\/1095"}],"wp:attachment":[{"href":"https:\/\/sekmesreceptas.lt\/index.php\/wp-json\/wp\/v2\/media?parent=1094"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/sekmesreceptas.lt\/index.php\/wp-json\/wp\/v2\/categories?post=1094"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/sekmesreceptas.lt\/index.php\/wp-json\/wp\/v2\/tags?post=1094"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}