{"id":2020,"date":"2025-02-15T12:35:42","date_gmt":"2025-02-15T12:35:42","guid":{"rendered":"https:\/\/sekmesreceptas.lt\/index.php\/2025\/02\/15\/europos-bankai-siekia-susijungimu-kad-igytu-konkurencini-pranasuma\/"},"modified":"2025-02-15T12:35:42","modified_gmt":"2025-02-15T12:35:42","slug":"europos-bankai-siekia-susijungimu-kad-igytu-konkurencini-pranasuma","status":"publish","type":"post","link":"https:\/\/sekmesreceptas.lt\/index.php\/2025\/02\/15\/europos-bankai-siekia-susijungimu-kad-igytu-konkurencini-pranasuma\/","title":{"rendered":"Europos bankai siekia susijungim\u0173, kad \u012fgyt\u0173 konkurencin\u012f prana\u0161um\u0105"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div>\n<h2 class=\"wp-block-heading\" id=\"h-lenders-across-europe-are-ramping-up-m-amp-a-efforts-to-scale-operations-strengthen-balance-sheets-and-navigate-an-evolving-financial-landscape\">Skolintojai visoje Europoje kaupia susijungim\u0173 ir \u012fsigijim\u0173 pastangas i\u0161pl\u0117sti operacijas, sustiprinti balansus ir nar\u0161yti besivystan\u010di\u0105 finansin\u0119 aplink\u0105.<\/h2>\n<p>Europos bank\u0173 sektorius patiria konsolidacijos bang\u0105, nes institucijos siekia sustiprinti savo pozicij\u0105 rinkoje, i\u0161pl\u0117sti savo turto baz\u0119 ir pagerinti gr\u0105\u017e\u0105. Kai pal\u016bkan\u0173 normos stabilizuoja ir kapitalo atsargos sveiku lygiu, bankai pasinaudoja strateginiais \u012fsigijimais, kad degal\u0173 augimas ir padidint\u0173 pelningum\u0105.<\/p>\n<p>UBS liep\u0105 baig\u0117 orientuot\u0105 \u201eCredit Suisse\u201c \u012fsigijim\u0105, pa\u017eym\u0117damas vien\u0105 reik\u0161mingiausi\u0173 sandori\u0173 sektoriuje. Jungtin\u0117je Karalyst\u0117je \u201eNationwide\u201c baig\u0117 \u012fsigyti \u201eVirgin Money\u201c, o \u201eUnicredit\u201c Italijos \u201eUnicredit\u201c siekia sukurti akcij\u0173 paket\u0105 Vokietijos \u201eCommerzbank\u201c. Nyderland\u0173 skolintojas taip pat rei\u0161k\u0117 ketinim\u0105 \u012fsigyti konkurent\u0173 bankus did\u017eiosiose Europos rinkose.<\/p>\n<p>Didesn\u0117s pal\u016bkan\u0173 normos ir patobulintos kapitalo buferiai sustiprino Europos bank\u0173 galimybes siekti \u012fsigijim\u0173. Kai \u012fkainiai pradeda palengvinti, susijungim\u0173 ir \u012fsigijim\u0173 veikla gali \u012fgyti didesn\u012f pagreit\u012f, nes bankai siekia padidinti ir padidinti pelningum\u0105 vis labiau konkurencingoje aplinkoje.<\/p>\n<p>\u201eYra keletas galim\u0173 Europos bank\u0173 sandori\u0173 vykdymo paai\u0161kinim\u0173\u201c, &#8211; sako Russ Mold, AJ Bell investicij\u0173 direktorius. \u201eJie apima tolesnio konsolidavimo siek\u012f padidinti mar\u017eas ir gr\u0105\u017einti nuosavyb\u0119, ypa\u010d ES, kur bank\u0173 sistema i\u0161lieka labai fragmenti\u0161ka. Stipr\u016bs balansai, kurie lengvai atitinka reguliavimo reikalavimus, suteikia galimyb\u0119 \u012fsigyti susijungimo ir As as, net ir po to, kai platinama vis dosnesni\u0173 dividend\u0173 ir atpirkimo program\u0173. \u201c<\/p>\n<p>Galiausiai pagrindin\u0117 problema yra vertinimas. U\u017e turt\u0105 sumok\u0117ta kaina arba vertinimas yra galutinis investicij\u0173 gr\u0105\u017eos arbitras ir pirk\u0117jai ai\u0161kiai mano, kad jie gal\u0117jo sumok\u0117ti kainas, kurios suteik\u0117 jiems neigiam\u0105 apsaug\u0105, ir vis d\u0117lto palieka jas turin\u010dias galimybes.<\/p>\n<p>Nepaisant padid\u0117jusi\u0173 \u012fmoni\u0173 ir \u012fsigijim\u0173 Europos bank\u0173 sektoriuje, i\u0161\u0161\u016bkis did\u017eiausiems JAV ir Kinijos bankams gali u\u017etrukti \u0161iek tiek laiko, nes jie pralenkia Europos konkurentus vidaus veiklos, tarpvalstybinio skolinimo ir skaitmeninimo. <\/p>\n<p>Remiantis \u201eS&#038;P Global Market Intelligence\u201c, 2024 m. Kinijos pramoninis ir komercinis bankas sukaup\u0117 daugiausia 6,3 trilijono USD. Po jo sek\u0117 Kinijos \u017eem\u0117s \u016bkio bankas, kuris surinko 5,6 trilijono USD AUM, ir \u201eChina Construction Bank Corp.\u201c, surinkusi\u0105 5,4 trilijono doleri\u0173 AUM. <\/p>\n<p>\u201eJPMorgan Chase &#038; Co\u201c buvo auk\u0161\u010diausias JAV \u012fsik\u016br\u0119s bankas, turintis 3,9 trilijono doleri\u0173 AUM. Palyginimui, s\u0117kmingiausias Europos bankas, susij\u0119s su AUM, buvo JK \u012fsik\u016br\u0119 HSBC akcij\u0173 paketai, kuri\u0173 vert\u0117 2,9 trilijono doleri\u0173.<\/p>\n<\/p><\/div>\n<p><br \/>\n<br \/><a href=\"https:\/\/gfmag.com\/banking\/european-bank-mergers-consolidation\/\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Skolintojai visoje Europoje kaupia susijungim\u0173 ir \u012fsigijim\u0173 pastangas i\u0161pl\u0117sti operacijas, sustiprinti balansus ir nar\u0161yti besivystan\u010di\u0105 finansin\u0119 aplink\u0105. Europos bank\u0173 sektorius patiria konsolidacijos bang\u0105, nes institucijos siekia sustiprinti savo pozicij\u0105 rinkoje, i\u0161pl\u0117sti savo turto baz\u0119 ir pagerinti gr\u0105\u017e\u0105. Kai pal\u016bkan\u0173 normos stabilizuoja ir kapitalo atsargos sveiku lygiu, bankai pasinaudoja strateginiais \u012fsigijimais, kad degal\u0173 augimas ir padidint\u0173 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":2021,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[3],"tags":[1833,1745,3969,83,3970,3971,546,3044],"class_list":["post-2020","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finansai","tag-bankai","tag-europos","tag-igytu","tag-kad","tag-konkurencini","tag-pranasuma","tag-siekia","tag-susijungimu"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/sekmesreceptas.lt\/index.php\/wp-json\/wp\/v2\/posts\/2020","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sekmesreceptas.lt\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/sekmesreceptas.lt\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/sekmesreceptas.lt\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/sekmesreceptas.lt\/index.php\/wp-json\/wp\/v2\/comments?post=2020"}],"version-history":[{"count":0,"href":"https:\/\/sekmesreceptas.lt\/index.php\/wp-json\/wp\/v2\/posts\/2020\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/sekmesreceptas.lt\/index.php\/wp-json\/wp\/v2\/media\/2021"}],"wp:attachment":[{"href":"https:\/\/sekmesreceptas.lt\/index.php\/wp-json\/wp\/v2\/media?parent=2020"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/sekmesreceptas.lt\/index.php\/wp-json\/wp\/v2\/categories?post=2020"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/sekmesreceptas.lt\/index.php\/wp-json\/wp\/v2\/tags?post=2020"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}