{"id":496,"date":"2024-09-17T12:19:21","date_gmt":"2024-09-17T12:19:21","guid":{"rendered":"https:\/\/sekmesreceptas.lt\/index.php\/2024\/09\/17\/finansinio-rastingumo-knygos-kaupkite-finansines-zinias\/"},"modified":"2024-09-17T12:19:21","modified_gmt":"2024-09-17T12:19:21","slug":"finansinio-rastingumo-knygos-kaupkite-finansines-zinias","status":"publish","type":"post","link":"https:\/\/sekmesreceptas.lt\/index.php\/2024\/09\/17\/finansinio-rastingumo-knygos-kaupkite-finansines-zinias\/","title":{"rendered":"Finansinio ra\u0161tingumo knygos: kaupkite finansines \u017einias"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div>\n<p>Kai kurie \u017emon\u0117s kalba apie biud\u017eeto sudarym\u0105, investavim\u0105 ir taupym\u0105 taip, lyg tai b\u016bt\u0173 visiems paprastos s\u0105vokos, ta\u010diau tiesa ta, kad suprasti pinigus n\u0117ra lengvas \u017eygdarbis. Kas i\u0161vis yra pal\u016bkanos? Vienintelis susidom\u0117jimas yra \u017ei\u016br\u0117ti ka\u010di\u0173 vaizdo \u012fra\u0161us.<\/p>\n<p>Nors i\u0161mokti valdyti savo pinigus i\u0161 prad\u017ei\u0173 gali b\u016bti nepaprastai sunku suprasti, tai yra esminis \u012fg\u016bdis, galintis tur\u0117ti \u012ftakos j\u016bs\u0173 gyvenimui ilgalaik\u0117je perspektyvoje. Norint pasiekti finansin\u012f stabilum\u0105, svarbu priimti pagr\u012fstus finansinius sprendimus. Bet dar nepanikuokite! Gera \u017einia ta, kad finansinio ra\u0161tingumo, kaip ir kit\u0173 \u012fg\u016bd\u017ei\u0173, galima i\u0161mokti.<\/p>\n<p>\u0160iame straipsnyje i\u0161nagrin\u0117sime septynias finansinio ra\u0161tingumo knygas, kurios pad\u0117s jums kontroliuoti savo finansus. <\/p>\n<p>Jei esate pradedantysis, \u0161ios knygos gali pad\u0117ti sukurti praktines biud\u017eeto sudarymo, pinig\u0173 taupymo ir investicij\u0173 pagrind\u0173 supratimo strategijas. Mes tai padarysime \u017eingsnis po \u017eingsnio, tod\u0117l nesijaudinkite! Ir jei esate \u0161iek tiek labiau patyr\u0119s finans\u0173 mene, mes taip pat turime kelet\u0105 knyg\u0173, kurios suteiks jums nauj\u0105 po\u017ei\u016br\u012f \u012f pinig\u0173 valdym\u0105.<\/p>\n<p>Nesvarbu, ar turite ma\u017eai, ar daug, \u0161iais laikais labai svarbu suprasti pinigus, tod\u0117l pasinerkime.<\/p>\n<p><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Turinys:<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/sekmesreceptas.lt\/index.php\/2024\/09\/17\/finansinio-rastingumo-knygos-kaupkite-finansines-zinias\/#Populiariausios_finansinio_rastingumo_knygos\" >Populiariausios finansinio ra\u0161tingumo knygos<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/sekmesreceptas.lt\/index.php\/2024\/09\/17\/finansinio-rastingumo-knygos-kaupkite-finansines-zinias\/#1_Finansinis_rastingumas_paaugliams\" >1. Finansinis ra\u0161tingumas paaugliams<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/sekmesreceptas.lt\/index.php\/2024\/09\/17\/finansinio-rastingumo-knygos-kaupkite-finansines-zinias\/#2_Kaip_uzsidirbti_pinigu\" >2. Kaip u\u017esidirbti pinig\u0173<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/sekmesreceptas.lt\/index.php\/2024\/09\/17\/finansinio-rastingumo-knygos-kaupkite-finansines-zinias\/#3_Broke_Millennial\" >3. Broke Millennial<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/sekmesreceptas.lt\/index.php\/2024\/09\/17\/finansinio-rastingumo-knygos-kaupkite-finansines-zinias\/#4_As_ismokysiu_tave_buti_turtingu\" >4. A\u0161 i\u0161mokysiu tave b\u016bti turtingu<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/sekmesreceptas.lt\/index.php\/2024\/09\/17\/finansinio-rastingumo-knygos-kaupkite-finansines-zinias\/#5_Turtingas_tetis_vargsas_tetis\" >5. Turtingas t\u0117tis varg\u0161as t\u0117tis<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/sekmesreceptas.lt\/index.php\/2024\/09\/17\/finansinio-rastingumo-knygos-kaupkite-finansines-zinias\/#6_Turtingiausias_zmogus_Babilone\" >6. Turtingiausias \u017emogus Babilone<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/sekmesreceptas.lt\/index.php\/2024\/09\/17\/finansinio-rastingumo-knygos-kaupkite-finansines-zinias\/#7_Biudzeto_sudarymas_101\" >7. Biud\u017eeto sudarymas 101<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/sekmesreceptas.lt\/index.php\/2024\/09\/17\/finansinio-rastingumo-knygos-kaupkite-finansines-zinias\/#Jusu_finansine_ateitis_nera_losimas\" >J\u016bs\u0173 finansin\u0117 ateitis n\u0117ra lo\u0161imas!<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\" id=\"h-top-financial-literacy-books\"><span class=\"ez-toc-section\" id=\"Populiariausios_finansinio_rastingumo_knygos\"><\/span>Populiariausios finansinio ra\u0161tingumo knygos<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Praktiniais patarimais ir ai\u0161kiais paai\u0161kinimais \u0161i\u0173 knyg\u0173 autoriai \u012fgalins jus kontroliuoti savo pinigus ir i\u0161siugdyti teigiamus finansinius \u012fpro\u010dius.<\/p>\n<p>Jei u\u017ekabinsite \u0161i\u0105 tem\u0105, turime dar platesn\u012f knyg\u0173 s\u0105ra\u0161\u0105, skirt\u0105 gilesn\u0117ms \u017einioms. <\/p>\n<h3 class=\"wp-block-heading\" id=\"h-1-financial-literacy-for-teens\"><span class=\"ez-toc-section\" id=\"1_Finansinis_rastingumas_paaugliams\"><\/span>1. <em>Finansinis ra\u0161tingumas paaugliams<\/em> <span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><em>Autorius Chadas Fosteris<\/em><\/p>\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full is-resized\"><img fetchpriority=\"high\" decoding=\"async\" width=\"310\" height=\"420\" src=\"https:\/\/www.success.com\/wp-content\/uploads\/2024\/09\/Financial-Literacy-For-Teens_.jpg\" alt=\"Paaugli\u0173 finansinio ra\u0161tingumo vir\u0161elis, autorius Chad Foster\" class=\"wp-image-79235\" style=\"width:200px\" srcset=\"https:\/\/www.success.com\/wp-content\/uploads\/2024\/09\/Financial-Literacy-For-Teens_.jpg 310w, https:\/\/www.success.com\/wp-content\/uploads\/2024\/09\/Financial-Literacy-For-Teens_-221x300.jpg 221w\" sizes=\"(max-width: 310px) 100vw, 310px\"\/><\/figure>\n<\/div>\n<p>Art\u0117jant koled\u017eui, j\u016bs\u0173 paauglyst\u0117s metai yra idealus laikas prad\u0117ti mokytis valdyti savo finansus, ir Chadas Fosteris tai \u017eino. \u0160is verslininkas suprato, kad jauni \u017emon\u0117s Amerikoje nebuvo visi\u0161kai pasireng\u0119 \u012f\u017eengti \u012f suaugusi\u0173j\u0173 gyvenim\u0105, tod\u0117l visa, ko i\u0161moko per savo karjer\u0105, nukreip\u0117 \u012f <em>Finansinis ra\u0161tingumas paaugliams<\/em>knyga, kuri buvo naudojama t\u016bkstan\u010diuose vidurin\u0117s mokyklos klasi\u0173 Amerikoje.<\/p>\n<p><em>Finansinis ra\u0161tingumas paaugliams<\/em> paai\u0161kina, kaip sutaupyti, i\u0161leisti, investuoti ir dovanoti pinigus patraukliu ra\u0161ymo stiliumi, kuris yra labai naudingas sprend\u017eiant gana nuobod\u017ei\u0105 tem\u0105, pavyzd\u017eiui, finansus, ir ypa\u010d patogu, kai paauglyst\u0117je dirbate su jau sunkiai \u012ftraukiama grupe. .<\/p>\n<p>\u0160ioje knygoje pabr\u0117\u017eiama tiek \u017eini\u0173, tiek \u012fg\u016bd\u017ei\u0173 puosel\u0117jimo svarba, kalbant apie finansus. Gudryb\u0117 yra dinami\u0161kai pateikti naujas s\u0105vokas, kurios \u012fkvepia vaikus imtis veiksm\u0173 ir <em>Finansinis ra\u0161tingumas paaugliams<\/em> daro gerai.<\/p>\n<p>Be to, jei bandote smagiai supa\u017eindinti vaikus su finans\u0173 pasauliu, \u0161ios program\u0117l\u0117s gali b\u016bti puiki vieta prad\u0117ti!<\/p>\n<h3 class=\"wp-block-heading\" id=\"h-2-how-to-money\"><span class=\"ez-toc-section\" id=\"2_Kaip_uzsidirbti_pinigu\"><\/span>2. <em>Kaip u\u017esidirbti pinig\u0173<\/em> <span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><em>Jean Chatzky ir Kathryn Tuggle<\/em><\/p>\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"331\" height=\"500\" src=\"https:\/\/www.success.com\/wp-content\/uploads\/2024\/09\/How-To-Money_.jpg\" alt=\"Knygos \u201eHow to Money\u201c vir\u0161elis, kuriame pavaizduota raudon\u0105 kepur\u0119 d\u0117vin\u010dio \u017emogaus pakau\u0161is ir nedideli l\u0117ktuvo, \u017eurnalo, \u0161uns, polaroidinio fotoaparato, namo, automobilio, kompiuterio ir baigimo kepurait\u0117s pie\u0161iniai.\" class=\"wp-image-79236\" style=\"width:200px\" srcset=\"https:\/\/www.success.com\/wp-content\/uploads\/2024\/09\/How-To-Money_.jpg 331w, https:\/\/www.success.com\/wp-content\/uploads\/2024\/09\/How-To-Money_-199x300.jpg 199w\" sizes=\"auto, (max-width: 331px) 100vw, 331px\"\/><\/figure>\n<\/div>\n<p>Kas gali b\u016bti geresnis b\u016bdas padaryti finans\u0173 knyg\u0105 prieinamesn\u0119, nei paversti j\u0105 vaizdiniu vadovu? <em>Kaip u\u017esidirbti pinig\u0173<\/em> yra iliustruotas vadovas, para\u0161ytas finans\u0173 ekspert\u0173 Jeano Chatzky ir Kathryn Tuggle. Finansini\u0173 konsultacij\u0173 bendrov\u0117s \u201eHerMoney\u201c savininkai kalba i\u0161 patirties. <\/p>\n<p>\u0160i knyga, skirta jauniems suaugusiems, \u012fskaitant vidurin\u0117s mokyklos ir koled\u017eo am\u017eiaus studentus ir absolventus, moko, kaip sudaryti biud\u017eet\u0105, nar\u0161yti student\u0173 paskolas ir k\u0105 daryti su pinigais, kuriuos u\u017edirbate pirmame darbe. Jame pateikiami veiksmingi patarimai, padedantys jauniems suaugusiems, turintiems skirting\u0105 finansinio ra\u0161tingumo lyg\u012f, \u012fveikti jiems b\u016bdingus finansinius i\u0161\u0161\u016bkius.<\/p>\n<p>Finans\u0173 pasaulis n\u0117ra toks nuasmenintas, kaip j\u016bs manote. <em>Kaip u\u017esidirbti pinig\u0173<\/em> parodo mums tai pateikdamas interviu su generaliniais direktoriais, kurie dalijasi savo finansin\u0117mis kelion\u0117mis, kas veikia, o kas ne, ir savo asmenin\u0117mis problemomis. \u0160ie pokalbiai padeda suprasti kiekvien\u0105 finansin\u012f patarim\u0105 ir apgauti, k\u0105 si\u016blo knyga.<\/p>\n<p>Chatzky ir Tuggle suk\u016br\u0117 paprast\u0105 vadov\u0105, kuris pad\u0117s jauniems suaugusiems nar\u0161yti finans\u0173 pasaulyje. Pinigai gali g\u0105sdinti, bet neb\u016btinai. <em>Kaip u\u017esidirbti pinig\u0173 <\/em>puikiai patvirtina \u0161i\u0105 id\u0117j\u0105.<\/p>\n<h3 class=\"wp-block-heading\" id=\"h-3-broke-millennial\"><span class=\"ez-toc-section\" id=\"3_Broke_Millennial\"><\/span>3. <em>Broke Millennial<\/em> <span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><em>Autorius Erin Lowry<\/em><\/p>\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"334\" height=\"512\" src=\"https:\/\/www.success.com\/wp-content\/uploads\/2024\/09\/Broke-Millenial.jpg\" alt=\"Ant knygos \u201eBroke Millennial\u201c vir\u0161elio pavaizduotas pluo\u0161tas doleri\u0173 kupi\u016br\u0173 su sparnais, simbolizuojan\u010di\u0173 finansin\u0119 laisv\u0119.\" class=\"wp-image-79237\" style=\"width:200px\" srcset=\"https:\/\/www.success.com\/wp-content\/uploads\/2024\/09\/Broke-Millenial.jpg 334w, https:\/\/www.success.com\/wp-content\/uploads\/2024\/09\/Broke-Millenial-196x300.jpg 196w\" sizes=\"auto, (max-width: 334px) 100vw, 334px\"\/><\/figure>\n<\/div>\n<p>Tai pasakyti netur\u0117t\u0173 b\u016bti sunku <em>Broke Millennial<\/em> para\u0161\u0117 pati buvusi sulau\u017eyta t\u016bkstantmet\u0117. Galb\u016bt tai ir yra jo s\u0117km\u0117s paslaptis. Erin Lowry, autor\u0117 ir asmenini\u0173 finans\u0173 ekspert\u0117, yra \u201efinans\u0173 vert\u0117ja\u201c, kuri paprastai ir paprastai paai\u0161kina sud\u0117tingas temas, tokias kaip investavimas. <\/p>\n<p><em>Broke Millennial<\/em> ne tik palie\u010dia klasikin\u0119 triad\u0105 \u201ekaip taupyti, leisti, investuoti\u201c, bet ir gilinasi \u012f sud\u0117tingas pinig\u0173 situacijas, kurios n\u0117ra da\u017enai aptariamos asmenini\u0173 finans\u0173 pramon\u0117je, pavyzd\u017eiui, kaip padalinti s\u0105skait\u0105, kai esate i\u0161vykoje su draugais arba kaip pasikalb\u0117kite apie finansus su nauju partneriu.<\/p>\n<p>\u0160i knyga para\u0161yta <em>pateik\u0117<\/em> t\u016bkstantmetis <em>u\u017e<\/em> t\u016bkstantme\u010diai, turintys ma\u017eai arba visai neturintys finansin\u0117s patirties. Taigi d\u0117l jaunatvi\u0161kos perspektyvos jis idealiai tinka tiems, kurie bando suprasti sud\u0117ting\u0105 finans\u0173 pasaul\u012f.<\/p>\n<h3 class=\"wp-block-heading\" id=\"h-4-i-will-teach-you-to-be-rich\"><span class=\"ez-toc-section\" id=\"4_As_ismokysiu_tave_buti_turtingu\"><\/span>4. <em>A\u0161 i\u0161mokysiu tave b\u016bti turtingu<\/em> <span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><em>Ramit Sethi<\/em><\/p>\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"367\" height=\"580\" src=\"https:\/\/www.success.com\/wp-content\/uploads\/2024\/09\/I-Will-Teach-You-To-Be-Rich.jpg\" alt=\"Juodas \u201eI Will Teach You To Be Rich\u201c vir\u0161elis su oran\u017ein\u0117mis ir geltonomis spausdintin\u0117mis raid\u0117mis.\" class=\"wp-image-79238\" style=\"width:200px\" srcset=\"https:\/\/www.success.com\/wp-content\/uploads\/2024\/09\/I-Will-Teach-You-To-Be-Rich.jpg 367w, https:\/\/www.success.com\/wp-content\/uploads\/2024\/09\/I-Will-Teach-You-To-Be-Rich-190x300.jpg 190w\" sizes=\"auto, (max-width: 367px) 100vw, 367px\"\/><\/figure>\n<\/div>\n<p>Kaip sakoma, \u201elaikas yra pinigai\u201c, ir \u0161i knyga yra apie tai; jis trumpas ir konkretus. Kaip \u017emogus, studijav\u0119s psichologij\u0105, Ramitas Sethi pateikia savo psichologin\u0119 \u012f\u017evalg\u0105 <em>I\u0161mokysiu tave b\u016bti turtingu<\/em> sukurti paprast\u0105 vadov\u0105 su ap\u010diuopiama informacija, kaip valdyti savo pinigus.<\/p>\n<p>\u0160ioje knygoje si\u016bloma \u0161e\u0161i\u0173 savai\u010di\u0173 programa, kurioje pristatomi keturi asmenini\u0173 finans\u0173 rams\u010diai \u2013 bankininkyst\u0117, taupymas, biud\u017eeto sudarymas ir investavimas \u2013 tiems, kurie turi ma\u017eai finansini\u0173 \u017eini\u0173. Taip pat pristatoma asmeninio verslumo samprata.<\/p>\n<p>Nesvarbu, ar jums 20 ar 40 met\u0173, Sethi supranta, kad j\u016bs turite ka\u017ekur prad\u0117ti. Jis tai si\u016blo <em>I\u0161mokysiu tave b\u016bti turtingu<\/em> yra geras atspirties ta\u0161kas norint su\u017einoti nauding\u0173 patarim\u0173, kaip automatizuoti savo finansus ir tapti finansi\u0161kai laisviems.<\/p>\n<h3 class=\"wp-block-heading\" id=\"h-5-rich-dad-poor-dad\"><span class=\"ez-toc-section\" id=\"5_Turtingas_tetis_vargsas_tetis\"><\/span>5. <em>Turtingas t\u0117tis varg\u0161as t\u0117tis<\/em> <span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><em>Robertas T. Kiyosaki<\/em><\/p>\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"1200\" src=\"https:\/\/www.success.com\/wp-content\/uploads\/2024\/09\/Rich-Dad-Poor-Dad.jpg\" alt=\"Violetinis knygos vir\u0161elis su pary\u0161kintu geltonu pavadinimu \u201eTurtingas t\u0117tis, varg\u0161as t\u0117tis\u201c. Apa\u010dioje didelis patikimai besi\u0161ypsan\u010dio autoriaus portretas.\" class=\"wp-image-79239\" style=\"width:200px\" srcset=\"https:\/\/www.success.com\/wp-content\/uploads\/2024\/09\/Rich-Dad-Poor-Dad.jpg 1200w, https:\/\/www.success.com\/wp-content\/uploads\/2024\/09\/Rich-Dad-Poor-Dad-300x300.jpg 300w, https:\/\/www.success.com\/wp-content\/uploads\/2024\/09\/Rich-Dad-Poor-Dad-1024x1024.jpg 1024w, https:\/\/www.success.com\/wp-content\/uploads\/2024\/09\/Rich-Dad-Poor-Dad-150x150.jpg 150w, https:\/\/www.success.com\/wp-content\/uploads\/2024\/09\/Rich-Dad-Poor-Dad-768x768.jpg 768w, https:\/\/www.success.com\/wp-content\/uploads\/2024\/09\/Rich-Dad-Poor-Dad-70x70.jpg 70w, https:\/\/www.success.com\/wp-content\/uploads\/2024\/09\/Rich-Dad-Poor-Dad-100x100.jpg 100w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\"\/><\/figure>\n<\/div>\n<p>Nors jis buvo para\u0161ytas 1997 m. <em>Turtingas t\u0117tis varg\u0161as t\u0117tis<\/em> turi nesenstant\u012f poj\u016bt\u012f. Jame gilinamasi \u012f \u012fsitikinimus apie pinigus, teigiamo santykio su turtu ugdymo svarb\u0105 ir nuolatin\u0119 motyvacij\u0105 dirbti sau, o ne kitiems. Galb\u016bt tai yra prie\u017eastis, kod\u0117l jis atlaik\u0117 laiko i\u0161bandym\u0105. <\/p>\n<p>\u017dinoma, <em>Turtingas t\u0117tis varg\u0161as t\u0117tis <\/em>skatina taupyti pinigus, bet daugiau d\u0117mesio skiria turto k\u016brimui investuojant. Amerikie\u010di\u0173 verslininkui Robertui Kiyosaki svarbiausias dalykas norint gyventi sveik\u0105 finansin\u012f gyvenim\u0105 yra finansinio i\u0161silavinimo prioritetas, \u201efinansinio IQ\u201c didinimas ir investicijos \u012f turt\u0105.<\/p>\n<p>Suprie\u0161indamas du skirtingus finansinius po\u017ei\u016brius \u2013 \u201evarg\u0161\u0105 t\u0117t\u012f\u201c ir \u201eturting\u0105j\u012f t\u0117t\u012f\u201c, jis dalijasi \u0161vie\u010dian\u010diomis pinig\u0173 valdymo koncepcijomis ir skatina \u017emones tapti turtingesniais.<\/p>\n<h3 class=\"wp-block-heading\" id=\"h-6-the-richest-man-in-babylon\"><span class=\"ez-toc-section\" id=\"6_Turtingiausias_zmogus_Babilone\"><\/span>6. <em>Turtingiausias \u017emogus Babilone<\/em> <span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><em>George&#8217;as S. Clasonas<\/em><\/p>\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"529\" src=\"https:\/\/www.success.com\/wp-content\/uploads\/2024\/09\/The-Richest-Man-In-Babylon.jpg\" alt=\"George'o S. Clasono knygos \u201eTurtingiausias \u017emogus Babilone\u201c vir\u0161elis\" class=\"wp-image-79240\" style=\"width:200px\" srcset=\"https:\/\/www.success.com\/wp-content\/uploads\/2024\/09\/The-Richest-Man-In-Babylon.jpg 300w, https:\/\/www.success.com\/wp-content\/uploads\/2024\/09\/The-Richest-Man-In-Babylon-170x300.jpg 170w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\"\/><\/figure>\n<\/div>\n<p>Kalb\u0117k apie klasik\u0105! <em>Turtingiausias \u017emogus Babilone<\/em> buvo para\u0161ytas 1926 m., ta\u010diau jame teikiami finansiniai patarimai i\u0161lieka aktual\u016bs iki \u0161i\u0173 dien\u0173. George&#8217;as S. Clasonas galb\u016bt ne\u017einojo, kas yra t\u016bkstantmetis, bet \u017einojo, kaip sukurti nesenstant\u012f pasakojim\u0105. <\/p>\n<p>Gra\u017eiai pasakodamas, autorius pristato pagrindinius asmenini\u0173 finans\u0173 principus per paraboli\u0173 rinkin\u012f, sukurt\u0105 prie\u0161 4000 met\u0173 senov\u0117s Babilone. Kiekviename skyriuje pristatomas palyginimas, iliustruojantis konkre\u010di\u0105 finansin\u0119 pamok\u0105. <\/p>\n<p>Be taupymo ir investavimo, <em>Turtingiausias \u017emogus Babilone<\/em> d\u0117mesys sutelkiamas \u012f finansin\u0117s disciplinos svarb\u0105 \u2013 \u0161i koncepcija gra\u017eiai pavaizduota palyginimais.<\/p>\n<p>Tikime, kad \u0161ios knygos pagrindin\u0117s pamokos per\u017eengia istorin\u012f kontekst\u0105, tod\u0117l ji yra tikra finans\u0173 pasaulio klasika.<\/p>\n<h3 class=\"wp-block-heading\" id=\"h-7-budgeting-101\"><span class=\"ez-toc-section\" id=\"7_Biudzeto_sudarymas_101\"><\/span>7. <em>Biud\u017eeto sudarymas 101<\/em> <span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><em>Michele Cagan, CPA<\/em><\/p>\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"755\" height=\"1024\" src=\"https:\/\/www.success.com\/wp-content\/uploads\/2024\/09\/Budgeting-101-755x1024.jpg\" alt=\"Biud\u017eeto sudarymo 101 vir\u0161elis, Michele Cagan\" class=\"wp-image-79241\" style=\"width:200px\" srcset=\"https:\/\/www.success.com\/wp-content\/uploads\/2024\/09\/Budgeting-101-755x1024.jpg 755w, https:\/\/www.success.com\/wp-content\/uploads\/2024\/09\/Budgeting-101-221x300.jpg 221w, https:\/\/www.success.com\/wp-content\/uploads\/2024\/09\/Budgeting-101-768x1042.jpg 768w, https:\/\/www.success.com\/wp-content\/uploads\/2024\/09\/Budgeting-101-1132x1536.jpg 1132w, https:\/\/www.success.com\/wp-content\/uploads\/2024\/09\/Budgeting-101.jpg 1179w\" sizes=\"auto, (max-width: 755px) 100vw, 755px\"\/><\/figure>\n<\/div>\n<p><em>Biud\u017eeto sudarymas 101<\/em> i\u0161 esm\u0117s yra greitasis biud\u017eeto sudarymo pagrind\u0173 kursas. Michele Cagan, sertifikuota buhalter\u0117, pateikia savo \u012f\u017evalg\u0173 apie asmeninius finansus ir daugiausia d\u0117mesio skiria biud\u017eeto k\u016brimui ir jo laikymuisi bei mokes\u010di\u0173 ma\u017einimui.<\/p>\n<p>Tikra 101 serijos mada, <em>Biud\u017eeto sudarymas 101<\/em> yra lengvai suprantamas vadovas, suskirstytas \u012f trumpas dalis (\u201eskaldyk ir valdyk\u201c, sako jie, tiesa?). Tai naudinga, paprasta ir glausta. Tikslas, paai\u0161kinama knygoje, yra pasiekti finansin\u012f saugum\u0105, susikurti ilgalaik\u012f turt\u0105 ir, \u017einoma, atsikratyti finansinio nerimo!<\/p>\n<h2 class=\"wp-block-heading\" id=\"h-your-financial-future-is-not-a-gamble\"><span class=\"ez-toc-section\" id=\"Jusu_finansine_ateitis_nera_losimas\"><\/span>J\u016bs\u0173 finansin\u0117 ateitis n\u0117ra lo\u0161imas!<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Kaip kart\u0105 pasak\u0117 Francis Bacon: \u201e\u017dinios yra galia\u201c. Finansinis ra\u0161tingumas yra pagrindinis \u012fg\u016bdis, galintis suformuoti didel\u0119 j\u016bs\u0173 gyvenimo dal\u012f. J\u016bs neprivalote tapti finans\u0173 ekspertu, ta\u010diau rekomenduojame i\u0161mokti pagrindus.<\/p>\n<p>\u0160iame straipsnyje pateiktomis knygomis siekiama, kad \u0161is procesas b\u016bt\u0173 \u012fdomus. Kas sak\u0117, kad mokymasis apie finansus turi b\u016bti nuobodu? Nuo biud\u017eeto supratimo iki investavimo strategij\u0173 tyrin\u0117jimo \u2013 \u0161i\u0173 knyg\u0173 puslapiuose pateikiami nuosekl\u016bs vadovai ir praktiniai patarimai, pad\u0117siantys kontroliuoti savo finansus ir nepra\u017e\u016bti proceso metu.<\/p>\n<p>Primygtinai rekomenduojame perskaityti \u0161ias finansinio ra\u0161tingumo knygas, kad u\u017etikrintum\u0117te savo finans\u0173 kontrol\u0119.<\/p>\n<p class=\"has-small-font-size\"><em>ShotPrime Studio\/Shutterstock.com nuotr<\/em><\/p>\n<\/p><\/div>\n<p><br \/>\n<br \/><a href=\"https:\/\/www.success.com\/financial-literacy-books\/\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Kai kurie \u017emon\u0117s kalba apie biud\u017eeto sudarym\u0105, investavim\u0105 ir taupym\u0105 taip, lyg tai b\u016bt\u0173 visiems paprastos s\u0105vokos, ta\u010diau tiesa ta, kad suprasti pinigus n\u0117ra lengvas \u017eygdarbis. Kas i\u0161vis yra pal\u016bkanos? Vienintelis susidom\u0117jimas yra \u017ei\u016br\u0117ti ka\u010di\u0173 vaizdo \u012fra\u0161us. Nors i\u0161mokti valdyti savo pinigus i\u0161 prad\u017ei\u0173 gali b\u016bti nepaprastai sunku suprasti, tai yra esminis \u012fg\u016bdis, galintis tur\u0117ti [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":497,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[5],"tags":[103,494,497,496,495,498],"class_list":["post-496","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-sekmes-istorijos","tag-finansines","tag-finansinio","tag-kaupkite","tag-knygos","tag-rastingumo","tag-zinias"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/sekmesreceptas.lt\/index.php\/wp-json\/wp\/v2\/posts\/496","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sekmesreceptas.lt\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/sekmesreceptas.lt\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/sekmesreceptas.lt\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/sekmesreceptas.lt\/index.php\/wp-json\/wp\/v2\/comments?post=496"}],"version-history":[{"count":0,"href":"https:\/\/sekmesreceptas.lt\/index.php\/wp-json\/wp\/v2\/posts\/496\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/sekmesreceptas.lt\/index.php\/wp-json\/wp\/v2\/media\/497"}],"wp:attachment":[{"href":"https:\/\/sekmesreceptas.lt\/index.php\/wp-json\/wp\/v2\/media?parent=496"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/sekmesreceptas.lt\/index.php\/wp-json\/wp\/v2\/categories?post=496"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/sekmesreceptas.lt\/index.php\/wp-json\/wp\/v2\/tags?post=496"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}